Are you insured?

A little unknown fact about insurance companies and your home security

Some insurance companies state in their terms and conditions that a home owner who has stated they have a burglar alarm system fitted to your property to receive a discount on their premium may not be insured.

Insurance companies may state that any alarm system fitted to your property must be maintained in a professional manner to ensure that the alarm system is kept in full working order.

They may also state that for contents cover on your property, your alarm system must be activated or set when your property is not occupied. So even when going to the corner shop, if your property is then unoccupied then your contents will not be covered in the event of a burglary.

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